For one, it’s possible to earn up to 10 points per dollar on. Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from. This is a reimbursement applied towards travel purchases made with the card. The $550-per-year Sapphire Reserve will see more incremental changes compared to its Sapphire. But you likely shouldn’t decide which card to apply for based solely on lounge access. Massive Welcome Bonus: Sapphire Reserve comes with a lucrative welcome bonus, often between 50,000 to 60,000 points after spending a certain amount in the first three months. In addition to. The Chase Sapphire Reserve® is a great credit card for those who travel often, as it offers luxury travel perks such as airport lounge access. ( City National Bank offers the. The Chase Sapphire Reserve comes with a welcome bonus of 50,000 points after you spend $4,000 in the first three months. This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months. Chase Sapphire Reserve benefits. Lyft and DoorDash perks. Or, you can also enjoy fast-track access to Club 5C status with Relais & Chateaux after spending two nights within the first 12 months by paying with your Sapphire Reserve. On January 12, 2020, Chase Sapphire Reserve increased the annual fee to $550. But earning points doesn't stop at the welcome bonus. However, the Amex Platinum offers up to $200 in Uber Cash annually, up to a $100 annual credit for purchases made at Saks. All our hotels around the world. The deal is even sweeter for Chase Sapphire Reserve cardmembers. The delay was long enough that even the trip delay protections on the $95-per-year Chase Sapphire Preferred Card would've likely been sufficient since the only material difference is that it takes 12 hours of delays for the Preferred's version of coverage to kick in, versus six hours for the Reserve. Annual. Better redemption rate via Chase Travel Portal. When using your Chase Sapphire Reserve® card to make dining purchases through the Chase Ultimate Rewards portal, you'll earn 10 points per $1 on your spending. Before its arch-rival Chase Sapphire Reserve was introduced in August 2016, Citi Prestige was the #1 Best Credit Card by Dr. manufacturer’s warranties of 3 years or less on items purchased with this card. Each Chase Sapphire Reserve authorized user costs $75. The Chase Sapphire Reserve stands as one of the best travel credit cards. S. properties. ANNUAL FEE. The Chase Sapphire Reserve® is one of the best premium travel cards in the market. Current Amex Offers for Hotel Stays. Here’s a quick look at some of the fees the Chase Sapphire Reserve card carries: Annual Fee: $550. (2) Sapphire Reserve has a 10-5-3-1 earning. 80,000 points after you spend $8,000 on purchases on the card in your first six months of card membership. Chase Sapphire Reserve roadside assistance helps you with flat tires, dead batteries, lockouts, and empty gas tanks. Cardholders pay a $550 annual fee but receive. Daily continental breakfast for two people per room. Both the Chase Sapphire Reserve ℠ card and the Chase Sapphire Preferred ® card have similar interest rates, late fee charges, and neither card charges foreign transaction fees. Sign-up bonus. Chase Sapphire Reserve: 10,000 bonus points for each referral — up to 55,000 points per year. Of course, you can also transfer your points to one of 12 airline and three hotel partners to get potentially even more value from your. com. Sleeping accommodations for a night and a morning meal, provided in guest houses and small hotels. Why you want it: The Sapphire Reserve offers earning power paired with travel perks that can easily cover the annual fee. Meadowood Napa Valley. Meanwhile, the Amex Gold Card offers 60,000 Membership Rewards points after you spend $6,000 on eligible purchases within the first six months of card. Relais & Chateaux. You’ll be charged the full amount at once, so you’ll need to be ready to pay for this fee from the get-go. Chase Sapphire Preferred cardholders can. Currently, the Chase Sapphire Reserve card covers eligible items from theft and damage for the first 120 days after you purchase it, and you can receive up to $10,000 in reimbursement per claim and $50,000 per year. But the Chase Sapphire Reserve® provides ways to maximize the points you can earn by. Updated 8:40 AM EDT, Wed November 15, 2023. Earn 3 points per $1 on other. The Chase Sapphire Reserve® is a great credit card for those who travel often, as it offers luxury travel perks such as airport lounge access. The Capital One Venture card does not charge a fee to add an additional user to your card. The easiest way to look at it is you have to have a card with an annual fee. Most cards, like the Chase Sapphire Reserve, offer a host of other travel benefits along with Priority Pass Select. Apply Now Learn more. Sleep In. This is 50% more than the value you get with the Chase Freedom. Let's see how they compare. Delta SkyMiles® Reserve American Express Card. Meanwhile, the Chase Sapphire Reserve card offers baggage delay insurance for delays of more than 6 hours with a benefit amount of up to $100 per day and up to 5 consecutive days of coverage. One benefit is reimbursement for a TSA PreCheck, Global Entry or NEXUS fee. Chase Sapphire Reserve cardholders can call 1-888-675-1461 while in the U. FINE HOTELS + RESORTS. However, Citi Prestige lost its title to Sapphire Reserve once. The Chase Sapphire Reserve® is one of the most well-known premium credit cards on the market. The Chase Sapphire Reserve card has a high annual fee that can be waived for qualifying active-duty military members. A few well-heeled applicants will qualify for six-figure limits, but most will qualify for limits closer to the $5,000 to $10,000 minimum. It gives you the following benefits: Access to a special reservations line I agree to receive messages from Relais & Châteaux in order to benefit from exclusive offers and invitations from Relais & Châteaux and its few partner brands, as well as personalized contents in view of my next stays. Luxury Card™ Mastercard® Gold Card™. These are hotels who partner with chase to provide extra benefits for cardholders such as resort credit, late check out, free breakfast, room upgrade if. Chase Sapphire Preferred® Card. Chase’s Sapphire Reserve cardholders already benefit from ample travel rewards. Rewards Program Agreement. Relais & Chateaux I remember being able to access the Relais & Chateaux website as a member with an account, but haven't used it in years. Updated: November 14, 2023. Featured image by The Relais & Chateaux Casa Lapostolle. Chase Prime credit card. 5 of 5 at Tripadvisor. 49% to 29. Baggage Delay Insurance. The Chase Sapphire Reserve benefits guide shows just how stacked this premium product is. Points worth . It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. This credit is applied to purchases automatically — there’s no need to register — and you can use it over as many purchases as needed until the credit is completely used up (so that can be a single $300. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. Through September 15, 2023. Sure you have the flashy features like the travel credit, 3X earnings and lounge access, but the Chase Sapphire Reserve also has very good ancillary benefits including: rental car elite status, various purchase protections, primary CDW rental car. Daily Newsletter. Bank designed its Altitude Reserve to challenge the popular Sapphire Reserve. The Platinum Card® from American Express. Chase doesn’t publicly disclose their exact approval criteria. Chase Prime credit card. DoorDash discounts. That’s close to a week-long. Travel with Relais & Châteaux and discover the world in the most beautiful way: sustainable, close to local cultures and communities. It’s expected that at least a couple more of these lounge locations will open in 2023. The Chase Sapphire Reserve is for those with good credit, as applicants need a high credit score of around 700. The Chase Sapphire Reserve will charge $75 per year for each authorized user. Purchase protection adds additional peace of mind for purchases made with your card. That is 0. 224 reviews. If you applied for your Sapphire Reserve on or after 5/21/17, the annual travel credit is based on your cardmembership year. The Chase Sapphire Reserve covers losses up to $75,000 while the. In this article, we pit the Chase Sapphire Reserve® vs. 95 per service call, while the Chase Sapphire Reserve card offers 4 free service calls valued up to $50 each per year. So I get $300 from work + $300 from Chase. The Chase Sapphire Reserve is one of the best rewards credit cards of all time. It also earns 3 points per dollar on dining and travel. Even in the “silly season” of big bonuses at year end I don’t think Reserve has an offer higher than 60,000 for sign up. If you don’t have that much credit available on your Sapphire Preferred, you can call Chase and ask them to move some of your available credit from the Freedom Unlimited you have open. As a cardmember, you'll receive complimentary Priority Pass™ Select membership after enrolling and completing a one. Authorized User Benefits. Chase will repair the item, order you a new one or give you a refund, whichever is cheaper. Card is expected to launch on August 21st, 2016. Among other things, the card offers 3x points on dining and travel, a. Chase says this bonus is worth $900 in travel, which is accurate if you redeem your points within the Chase travel portal. The Chase Sapphire Reserve’s bonus categories can make it easy to rack up points, especially since the “travel” and “dining” categories are. When the Chase Sapphire Reserve® first launched, it came with a nearly unheard-of 100,000-point signup bonus that resulted in thousands of consumers flooding the bank with applications — more than Chase ever planned on receiving, in fact. A. The Chase Sapphire Reserve currently offers new applicants 60,000 Ultimate Rewards points after spending $4,000 on purchases in the first three months from account opening. Bottom Line: While both cards have good earning potential, the Chase Sapphire Reserve card has the edge as more categories earn 3 points per dollar spent. The Chase Sapphire Reserve® and the Ink Business Preferred® Credit Card are two of our favorite travel rewards cards. Primarily designed for travelers, the Chase Sapphire Reserve® includes a copious amount of benefits: travel insurance, statement credits toward travel and generous earning rates toward flights. 1. This platinum card offers more than. Sapphire Reserve is so good because it offers a bonus of 60,000 points for spending $4,000 within 3 months of opening an account, plus ongoing rewards of 1 - 10 points per $1 and a $300 annual travel credit. $30. We would like to show you a description here but the site won’t allow us. The Chase Sapphire Preferred® Card offers a 25% bonus, making points worth 1. Currently, there’s only 1 location, at Austin–Bergstrom International Airport (AUS) in Texas. The Chase Sapphire Reserve® reportedly has a minimum credit line of $10,000. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. How to choose between the Chase Sapphire Reserve ℠ and the Chase Sapphire Preferred ®. Secret Bay remains a Relais & Châteaux foodie paradise with dedicated butler service. Helena, California US. Historical best bonus of this card: 75,000 points in 2023; 50,000. Credit Card. Image Credit: La Playa Carmel. I would sit down and do the math as to the actual difference between the Sapphire Preferred at 1. Authorized users do, however, receive worldwide lounge access via Priority Pass Select membership and some travel/shopping benefits and protections. Yes, Chase Sapphire Reserve is worth its $550 annual fee if you spend at least $4,000 in the first 3 months and qualify for the card’s initial bonus of 60,000 points. Rancho Valencia Resort & Spa. 60,000 bonus points. The international flavors of our fine dining restaurants in Switzerland. -issued Visa infinite card (such as the Chase Sapphire Reserve® or U. iStock. It has an impressive list of benefits, including a $300 travel credit, complimentary lounge access and one of the most. Both cards also offer roadside assistance, but the Chase Sapphire Preferred card charges $69. "Chase Sapphire Reserve is a premium travel credit card that charges an annual fee but provides several perks and benefits. Dining Perks*. The Chase Sapphire Reserve is one of the top premium credit cards with all of its strong benefits. The bottom line: With a big sign-up bonus, elevated. Compare. The 24 Best Places to Go in 2024. It also provides benefits that could immediately offset its annual cost, including a $300 annual travel credit, 10,000. 5 cents apiece when redeemed directly for travel via Chase Ultimate Rewards, meaning you’re getting 1. Here’s a comparison of a few factors: Welcome bonus: Sapphire Preferred offers 60,000 points, Sapphire Reserve offers 60,000 points with the same $4,000 spend requirement within 3 months. Say a glamorous goodbye to 2023. The card offers good value. ) or the Chase Sapphire Preferred or Chase Sapphire Reserve. NOT FDIC INSURED. Overview of Bank of America CDs Chase Sapphire Preferred Chase Sapphire Reserve; Trip cancellation and interruption insurance: Up to $10,000 per person or $20,000 per tripWe would like to show you a description here but the site won’t allow us. 4th Night Free. Chase Freedom Unlimited - $200 bonus (in the form of 20,000 Ultimate Rewards Points) for spending $500 in 3 months. Rancho Valencia Resort & Spa. Chase Sapphire Reserve: 1. Both offer up to $50,000 in. That's not a bad haul of points, but the Ink Business Preferred does even better. Normally you need to stay an average of 18 nights annually to receive this status. The Chase Sapphire Reserve has a wider definition of travel than the U. This is equivalent to $1,500 when redeemed for travel through Chase Ultimate Rewards®. : $175 back after a single purchase of. One of the perks of being a Chase Preferred cardholder is the ability to upgrade to a Chase Sapphire Reserve credit card. Choose any of the following: Visit the Rewards Center found in online banking at usbank. 60,000 points. They fall into a category known as Chase Preferred Experiences. Below are the notable benefits of the Chase Sapphire Reserve, including its earning rates: 10 points per dollar on hotels and car rentals through the Chase travel portal. Your cardmember status brings you complimentary benefits: daily breakfast for 2, $100 property credit, room upgrade if available and more. 9. S. 465. The Chase Sapphire Reserve ® is one of the premier cards on the market today. Spa Access is charged EUR 40 per adult and per day. To be eligible, you have to pay one of the TTP's application fees with. But which one is the best match for you? You might assume that the Chase Sapphire Reserve — with a. 1 point per dollar on all other purchases. La Playa Carmel. A premium rewards card can deliver elevated earnings on your purchases,. Bank Mobile App, select your Altitude Reserve account and choose Redeem or View my rewards. Rent an Audi A4 with no lines or paperwork from airport locations in select cities and receive a discount of up to 30% on rentals of two days or more. However, the Amex Platinum offers up to $200 in Uber Cash annually, up to a $100 annual credit for. 60,000 bonus points after spending $4,000 on. 3 points per dollar on other travel and dining. Travel worldwide and earn 3X points on travel and dining, 50% more value in travel reward redemption and a $300 annual travel credit. This includes passenger airfare, tours, and hotels booked with your Sapphire Reserve Card. Be sure to take advantage of these rewards, like welcome bonuses or travel credits, along with accessing airport lounges. CREDIT CARDS - TRAVEL CREDIT CARDS. 5. com. The luxury hotel and resorts collection from chase is a scam. Chase Sapphire Preferred - 60,000 Ultimate Rewards Points for spending $4000 in 3 Months. Sapphire is our premier credit card for travel and dining. The welcome bonus for the Chase Sapphire Reserve is 60,000 points currently, which is worth $900 when redeemed toward travel through Chase Ultimate Rewards, and $600 when redeemed as a statement. It earns a minimum of 3x Chase Ultimate Rewards points per dollar spent on travel. Chase Sapphire Reserve - Refer-A-Friend - Chase. Complimentary DashPass from DoorDash- Chase Sapphire Reserve® Complimentary DashPass: You and your authorized user(s) will receive at least 12 months of complimentary DashPass for use on both the DoorDash and Caviar applications during the same membership period based on the first activation date, when the membership is activated. The maximum reimbursement for cancelled or interrupted travel is $10,000 per person and $20,000 per trip. New Chase Sapphire Reserve rewards categories and perks. Updated 8:40 AM EDT, Wed November 15, 2023. Lounge access with Chase Sapphire Reserve. Let's. iStock. The Chase Sapphire Reserve® card is an elite travel rewards credit card that’s worth it for big-spenders with a credit score of 750+. Travel with Relais & Châteaux and discover the world in the most beautiful way: sustainable, close to local cultures and communities. With an outstanding welcome bonus and high redemption values, the Chase Sapphire Reserve Card offers exceptional value. Chase Sapphire Reserve. Build Credit History. The promotion must be redeemed on the. 72% monthly. Credit Card. The Chase Sapphire Reserve card comes with many benefits including great points earning bonus categories, a $300 travel credit, a Priority Pass membership, and more. Making the switch will increase annual fees from $95 to $550 if you don’t qualify for a yearly fee waiver through the SCRA. S. Your Chase Sapphire card can provide an auto rental collision damage waiver (CDW) to reimburse damage caused by theft or collision. United Explorer Card. As mentioned earlier, the Chase Sapphire Preferred® Card has an annual fee of $95. It offers an easy-to-use $300 travel credit each year. 00 in Hotel Credit per room towards eligible food and beverage. Once connected to a live representative, explain that you’d like to downgrade your Chase Sapphire Reserve card. Relais & Châteaux Hotel Collection Benefits:. One of my “benefits” from having my chase sapphire reserve is getting access to the Luxury resorts and hotels collection. The annual fee for the Chase Sapphire Reserve is $550 . S. 9. Sotto voce. Sleep In. properties. Top perks. When you book a stay at Relais & Châteaux properties through the Visa Infinite Concierge and pay for your stay with your U. The Chase Sapphire Reserve benefits guide shows just how stacked this premium product is. 12-month membership to Priority Pass™ Select for airport lounge access. Discover. 5-cent rate. Credit score requirements: Chase Sapphire Reserve requires excellent credit for a strong chance of approval, which means a score. Chase operates its roadside. Chase Sapphire Reserve - Refer-A-Friend - Chase. The card gives you expedited clearance when traveling back to the U. Due to the pandemic, Chase is once again allowing cardholders to use their $300 credit on gas and groceries in 2021. Currently, cardholders can earn 60,000 points for spending $4,000 in their first three months. Sign in to view your account, access exclusive content and. Let's go over what the benefits are and see if they're worth it for you. The card gives you up to 50% more purchasing power with your points when you redeem them through Chase Ultimate Rewards, so that if you redeem, say, 50,000 points it’s actually worth 75,000. The Chase Sapphire Reserve is likely to be one of, if not the most popular premium travel credit card. Welcome Bonus. Free private parking is available on site. Lisbon, Portugal. Sure, the Chase Sapphire Preferred® Card sits in the shadow of its boisterous sibling card, the Chase Sapphire Reserve®, but that card commands a hefty annual fee of $550. The Chase Sapphire Preferred Card and Chase Sapphire Reserve are two of our favorite travel credit cards at TPG. Southbound runway views from the Sapphire Terrace, an indoor-outdoor experience exclusively available to Sapphire Reserve cardmembers. Bank’s website. 5 cents each for all award travel or can be transferred to a 1:1 travel partner Amex Platinum: Points are worth 1 cent each for air travel and can be transferred to a 1:1 travel partner. The Chase Sapphire Reserve offers an application fee credit for Global Entry or TSA PreCheck. I'll use the Chase Sapphire Reserve Guide to Benefits as an example. Annual Fee: $550. Just call the number on the back of your Chase Sapphire Preferred card and explain to a live agent that you’d like to upgrade to the Chase Sapphire Reserve card. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The credit applies to flights and hotels, as well as vacation packages and airline fees, among other things. It's also Colorado's only Relais & Chateaux-affiliated guest ranch. I got reimbursed $100 for Global Entry. The maximum payout is $1,000,000. TPG and others regurgitate articles about the Amex Centurion Card. Membership gives you access to over 1,300 lounges in more than 500 cities worldwide. The Venture X card has a lower $395 annual fee compared to Sapphire Reserve’s $550 annual fee. Meanwhile, the Chase Sapphire Preferred card offers up to $500 in reimbursement per claim for up to 120 days and $50,000 per year. Sonora Island, BC. 2 Altitude points per $1 spent at grocery stores, grocery delivery, gas stations, and EV charging stations. Offer. Emergency Evacuation and Transportation. S. Choose your Chase Sapphire Reserve card for enrollment. The Chase Sapphire Reserve has consistently been one of the best travel rewards credit cards on the market. In addition to the complimentary DashPass, you'll also enjoy a $5 monthly DoorDash credit through Dec. Chase Sapphire Reserve Card overview. Relais & Châteaux. I know it has something to do with Visa Infinite, which has something to do with my Sapphire Reserve, but for the life of me I can't figure out how to log into the Relais Chateaux website. Bank’s website. Eligible items purchased with the Chase Sapphire Reserve card receive the following protection coverages: Altitude Reserve vs. It's not the only fee you need to worry about with the Chase Sapphire Reserve® Card, either. That’s right, that awkward, wrong-side-of-the-road card designed to make the life of poor cashiers a living hell, is doing one thing right. Chase Sapphire Reserve card holders currently get 1. Chase Sapphire Reserve. We loved our visit! The hotel is charming ! The staff was exceptional! Karen United States of America. 99% variable APR on purchases and balance transfers: 22. Track your spending and view your account activity. See availabilityThe fine print. Yes, guests have access to meeting rooms and a banquet room during their stay. The Luxury Hotel & Resort Collection, and Relais & Chateaux properties. The Chase Sapphire Reserve (together with the Citi Prestige and Amex Plat) also gives you complimentary membership to Priority. Wide range of Chase Sapphire Reserve benefits. Essentially I get. Chase Sapphire Reserve Review: A First-Class Premium Travel Card - NerdWallet. Currently, you can earn 60,000 bonus points after spending $4,000 on. There is a maximum $50 benefit per service call. The Chase Sapphire Reserve is one of the best rewards credit cards of all time. Annual fee: Sapphire Preferred has a $95 annual fee, Sapphire Reserve has a $550 annual fee. 5. Suján the Serai, a Relais & Chateaux property Suján the Serai, Suján All eyes are on the this 100-acre seasonal desert camp in Jaisalmer, the land of the golden sand dunes, reopening after a. 5 cents apiece when booking through the Chase Ultimate Rewards® travel portal. Read more: Chase Sapphire Reserve credit card review: Luxury perks and valuable rewards, plus a 60,000-point bonusA Chase Sapphire Preferred® Card holder who has built up a balance of 300,000 points would see a whopping $750 increase in the value of their points just by upgrading to a Chase Sapphire Reserve. That makes using its $300 annual travel credit much easier. Relais & Chateaux - special benefits Rideshare and food delivery: Up to $200 in Uber Cash each year, good for Uber Eats orders and Uber rides. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit. The information related to Chase Sapphire Reserve® has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product. To take full advantage of this, consider timing your application around large, upcoming expenses. Chase Sapphire Preferred Card. 25 cents each. Let's spread the word, please. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. Wonderful. With the Chase Sapphire Preferred® Card, you can’t use your rewards to book flights directly with Delta. The maximum payout is $100,000. It offers an easy-to-use $300 travel credit each year. But you can do so if you go through Chase's online travel portal first. Wherever you travel you'll always know what's going on with your account – quickly and easily. Stay. If you hold the Chase Sapphire Preferred® Card or the Chase Ink Business Preferred® Credit Card, your points will redeem at 1. Interestingly Hong Kong, Las Vegas, New York, Philadelphia, and Phoenix, already have Centurion Lounges, while Boston, San Diego,. Then, you can transfer them to Hyatt or other travel partners once you’ve built up a solid stash. That’s right, that awkward, wrong-side-of-the-road card designed to make the life of poor cashiers a living hell, is doing one thing right. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Show on map. Enhanced status at Relais & Châteaux hotels and resorts. If your credit score doesn’t support this credit limit, chances are you won’t be approved for this card. The Chase Sapphire Reserve®, like most premium travel rewards cards, generally requires a strong credit rating to qualify for approval. Complimentary Breakfast*. If you travel enough, the Chase Sapphire Reserve card will deliver substantial benefits that offset the hefty $550 annual fee. Meanwhile the Chase Sapphire Reserve ups the coverage even further by reimbursing up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses. And Chase has some excellent transfer partners so there are a lot of ways to maximize your rewards with the Sapphire Reserve. Before its arch-rival Chase Sapphire Reserve was introduced in August 2016, Citi Prestige was the #1 Best Credit Card by Dr. The annual coverage limit is $50,000. The international flavors of our fine dining restaurants in Switzerland. NOT FDIC INSURED. The Chase Sapphire Reserve's sign-up bonus is 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. Su tasa de canje más favorable para los viajes (1,5 centavos por punto frente a 1) la sitúa un peldaño por encima de la tarjeta American Express Platinum a la hora de asegurar un valor sólido, incluso. At the Bleue Palais, guests can choose from several dining options. Image. For current Chase Sapphire Reserve cardholders, the higher fee won't take affect for renewals until April 1, 2020. But after you factor in the $300 annual travel credit — which is very easy to use — the annual fee is more like $250. Bank Altitude® Reserve Visa Infinite® Card *), you have access to Visa Infinite Hotels, another program. Welcome Offer. Annual Fee.